The Self-Insurance Institute of America, Inc. (SIIA) is a member-based association dedicated to protecting and promoting the business interests of companies involved in the self-insurance and captive insurance industry. Members include, self-insurance entities, TPAs, Captive Managers, Excess/Stop-Loss Carriers and other industry service providers. Self-Insurance (also referred to as self-funding) is an alternative risk transfer strategy used by employers to finance group health plans and workers' compensation programs, where expenses are paid as they are incurred as opposed to paying a fixed premium to a traditional insurance company.